With over 30 years’ experience working in financial services in the city, Clive has provided bespoke advice to individuals, HNW clients and institutions across a broad range of markets.

Clive established Chelmer Wealth Management in 2019 to meet the needs of his clients across Essex, with a particular focus on Chelmsford, Billericay, Brentwood, the City and South East.

Clive’s in depth knowledge and experience of financial markets, economics and geo-politics combined with a genuine interest in helping deliver on his clients objectives ensures a personal, proactive service, tailored to their specific needs. 

Our core areas of expertise include:

• Retirement & Pension Planning: Including retirement income and pension drawdown options.
• Inheritance Tax (IHT) & Estate Planning: Preserving your wealth for future generations.
• Tax-Efficient Investment Strategies: Building personalised portfolios aligned with your goals.
• Care Fees Planning: Identifying the best way to meet the cost of care whilst preserving your assets for your beneficiaries.
• Personalised protection: specialist insurance protection for the individual and business owner.

We understand financial planning can seem overwhelming, we keep things simple, using plain English to guide you on the journey to meeting your financial goals. We aim to earn your trust as an adviser and to be your first point of contact in all things financial so you can feel confident in having a dedicated Partner by your side. 

Advice regarding care fees planning may involve the referral to Karehero, a care navigator and matching service provider, whose services are separate and distinct to those offered by St. James's Place.

Our approach

At Chelmer Wealth Management we recognise that your personal and financial circumstances are unique. We’ll spend the time to gain a clear understanding of your current circumstance, objectives and expectations and we’ll work with you to develop a bespoke financial plan to meet your goals.

Working together, we will regularly monitor progress, suggesting amendments where appropriate due to changes in personal circumstances, opportunities and legislation changes.

Regularly meeting and reviewing your plan is a vital part of the advice and ongoing service we provide. You will have online access to your portfolio, weekly and quarterly market updates, but most importantly, your adviser's personal contact details, so you can contact us whenever you have a question or concern.

All of the above helps us build a trusted and lasting relationship with our clients.